Working In Your Best Interests!
Fee-Only Financial Planning & Investment Management
Master Plan Wealth Management is a leading Fee-Only wealth management firm in North Carolina and New Hampshire, offering proactive investment management and holistic personal financial planning services.
We specialize in helping retirees and pre-retirees achieve and enhance the lifestyle they want. We work with small business owners and self-employed professionals to design and manage their pension plans, so they can maximize their tax-deferred savings to achieve the lifestyle they desire.
As an independent firm, we always act in your best interests.
We Provide Personal Solutions
Solutions For Your Personal Concerns...
"Will I have enough money to retire, when I want?"
"How can I safely generate enough retirement income
in these up and down markets?"
"What's the impact of higher taxes on my lifestyle?"
"How can I best provide for my children and grandchildren
when I'm gone?"
"What's the best pension plan for my business?"
Philip Royal, CFP®
President & Private Wealth Advisor
Philip Royal, CFP® is the President and founder of Master Plan Wealth Management. As a baby boomer and small business owner, Phil relates personally to the needs of retirees, pre-retirees, professionals, and small business owners and has been working with them since 1994.
Phil is committed to helping his clients achieve and enhance their lifestyles and to showing them how they can retire in comfort and safety during the best phase of their lives. He takes pride in providing personalized solutions and delivering exceptional service to his clients.
As a Private Wealth Advisor, Phil holds the designation of CERTIFIED FINANCIAL PLANNER ™, has extensive financial planning experience, and specializes in proactive investment management.
A long-time native of New Hampshire until 2009, Phil received his Bachelor of Science degree from the University of New Hampshire-Durham. He has completed the College for Financial Planning's CFP Professional Education Program and takes several hours of continuing education to stay current with developments in the financial planning profession to better serve his clients.
Phil currently holds membership in the Financial Planning Association ("FPA") and the Durham/Orange Estate Planning Council professional organizations and is an active member of the Chapel Ridge Community Association Budget & Finance Committee. For several years Phil was an active volunteer coach in the Bedford Soccer Club and Secretary of The Rotary Club of Bedford NH.
For enjoyment Phil enjoys playing golf with friends and clients, running, hiking, skiing, travel, good humor, and spending time with his family.
Phil, his wife Gaylen, and their 3 adult daughters reside in Pittsboro, North Carolina and make regular trips to New Hampshire for work and pleasure.